The reason I dislike debt so much is because it's the byproduct of a rigged system. If the world was fair and people decided to get into debt then I wouldn't be so mad. But we live in a society that programs us from birth to be debtors.
We think it's the 'right thing to do'. You've heard people say things like: "everybody has debt", "you can't get ahead without some debt", and "there's good debt and bad debt". All of these are lies in my opinion!
It has never been easier in human history to fall into the debt trap. And it's never been harder to get out of it.
If you are serious about living free and being in control of your time, energy, and wealth, then you have to destroy all your debt. Or at the very least all the unnecessary debt that you have accumulated. There are some debts that make sense for some people like a mortgage or a car note, especially if you have a family that needs a roof over their heads and dependable transportation.
We all know that most people have thousands of dollars of debt that the racked up simply because the didn't want to wait until they had the money to buy things. This is the type of behavior that keeps people enslaved to a job for their whole life.
'If you don't have the money for it, don't buy it' is a great motto to live by in life.
Once you get your overspending habits under control, the next step is to start paying off the debts you previously accrued.
This step takes a lot of time, discipline, and patience. But it can be one of the most rewarding things you do in your life! To go from being burdened by month debt payments, and being hounded by bill collectors, to being debt free and keeping most of your money each month is an indescribable feeling!
It won't be easy, but it's worth it. And there are countless people, couples, and families online that have done it already and are sharing their stories. Check out their journey to debt free living can be a great encouragement as well as provide useful information on how you can go about destroying your debt.
You don't have to live you entire life as a debt slave. You can be in control of your financial future. It all starts with the realization that DEBT IS DUMB!.